Illustrative model

Model your own numbers

Illustrative model. Your inputs, not a forecast.

Illustrative annual interchange

KES 144.0M

Year 1 Reli cost

KES 103.0M

Net Year 1 (illustrative)

KES 95.0M

Payback (illustrative)

6.2 months

Active cardholders200,000

Debit + credit book

Tap activation (18 mo)40.0%

Your assumption

Monthly card-eligible spend / active userKES 10,000

Your estimate of in-store spend per active user

Blended interchange1.5%

From your scheme reports

Recovery stack

Interchange captureKES 144.0M

Premium tier (optional)KES 54.0M

Active tap users80,000

Annual tap TPVKES 9.6B

Do not charge to turn tap onSlows adoption

Don't charge customers to turn tap on. A fee here slows adoption. RELI pricing is agreed with you during scoping.

Visa, Visa Direct, Visa Token Service, Mastercard, Mastercard Send, MDES, Apple Pay, Google Wallet, M-Pesa, PesaLink, PesaLink ID, T24, Vision Plus and Way4 are trademarks of their respective owners. We name them only to describe our integration approach and compatibility, and this implies no partnership, certification or endorsement. Product screens and illustrations are indicative, and the features described are in development.